Friday,16 Feb 2024 Source/Contribution by : NJ Publications Born into a world of constant connectivity and boundless information, Gen Z is navigating adulthood with habits and preferences that set them apart. As per UN World Population Prospects 2022, more than 50% of India’s population is below the age of 25, and over 65% is below
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Friday, Feb 2 2024 Source/Contribution by : NJ Publications In major cities, people prefer to travel by train or 2-wheeler even when they own a car to avoid traffic and reduce fuel expenses. However, irrespective of the kms you drive your car, the car insurance premium still remains the same. Moreover, there are no incentives
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Friday, Jan 26 2024 Source/Contribution by : NJ Publications Everyone wants to invest in the best-performing asset class every year. But, the thing is, it is nearly impossible to choose the best asset class consistently. That’s why diversification is key. Harry Markowitz rightly said that “diversification is the only free lunch in investing”. This is
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Friday,19 Jan 2024 Source/Contribution by : NJ Publications A new year is a fresh beginning – a time when we can reflect on the past and look forward to the future with a fresh perspective and a desire for a positive change, which motivates us to make New Year’s resolutions. While resolutions allow us to
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Friday, Dec 29 2023 Source/Contribution by : NJ Publications Insurance Policy is an agreement or a legal contract between the insurer, (the insurance company), and the insured or the policyholder /proposer. It is based on the information the insured provided in the proposal form, making it the most important part of the entire contract. An
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Thursday, Dec 21 2023 Source/Contribution by : NJ Publications Over the course of time, certain things have proven to be universally true in different situations. With time, such happenings have taken the shape of universal laws that speaks of wisdom and experience. Such universal laws are true not just in general situations but also in
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Friday, Dec 15 2023 Source/Contribution by : NJ Publications In the investment world, few names resonated as profoundly as Charlie Munger, the renowned vice chairman of Berkshire Hathaway and the long-time business partner of Warren Buffett. It is no surprise that his recent passing away at the age of 99 cast a shadow across the
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Friday, Dec 08 2023 Source/Contribution by : NJ Publications The number of deaths in road crashes in India was at an all-time high in 2022 with fatalities above 1.68 lakh. This is approximately 462 deaths per day or a death every three minutes. The number of injured persons in accidental crashes stood at 4.43 lakh
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Friday, Dec 01 2023 Source/Contribution by : NJ Publications Investing should be a logical thing and rational thing. Quite often, long-term investing success is more closely linked to our behaviour and our decision-making framework than anything else. Over the years, this has played the most impactful role in the outcomes. Unfortunately, often emotions and biases
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Friday, Nov 24 2023 Source/Contribution by : NJ Publications Financial behaviour and financial decision-making are two closely related aspects of an individual’s financial well-being. The impact of financial behaviour on the financial well-being of an individual has long been a subject of interest for researchers. Before we proceed, let us first try to understand these
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