Why Do We Panic When Markets Fall?

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April 10, 2026

Friday, April 10 2026 Source/Contribution by : NJ Publications “The investor’s chief problem-and even his worst enemy-is likely to be himself.” – Benjamin Graham We like to think of ourselves as rational investors-calculating, long-term, and disciplined. But the moment the Nifty or Sensex flashes deep red, something shifts. Your heart rate climbs, your palms get sweaty,

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Why should life insurance be the first step in your financial planning?

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March 27, 2026

Friday, March 27 2026 Source/Contribution by : NJ Publications Why should life insurance be the first step in your financial planning? When we think about “financial planning,” our minds usually jump straight to the exciting things. We imagine investing in the stock market, buying a dream home, building a diverse mutual fund portfolio, or saving

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The Direct Plan Dilemma Why Going ‘Direct’ in Mutual Funds Can Cost You More Than You Save

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March 20, 2026

Friday, March 20 2026 Source/Contribution by : NJ Publications Introduction: The ‘Save on Expense Ratio’ Trap Over the last few years, Direct Plans of mutual funds have been aggressively promoted across apps, fintech platforms and social media. The pitch is simple. “Cut out the middleman. Save 0.5%-1% in expense ratio. Earn higher returns.” Sounds logical.

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When Global Conflict Shakes Markets – What Should Investors Do?

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March 13, 2026

Friday, March 13 2026 Source/Contribution by : NJ Publications Last week, as news of fresh geopolitical tensions (US, Israel attacked Iran) flashed across television screens, something predictable happened. Markets fell. Phones buzzed. Investors refreshed their apps. WhatsApp groups lit up with anxious messages. “Should we sell?”, “Is this the beginning of a bigger crash?”, “Is

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Things to Do When Renewing Your Health Insurance Policy

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February 27, 2026

Friday, February 27 2026 Source/Contribution by : NJ Publications Health insurance is one of the most important financial safety nets for you and your family. While buying a health insurance policy is a crucial step, renewing it thoughtfully is equally important. Many policyholders treat renewal as a routine payment exercise, but this is actually the

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The Safety Trap Why Playing Safe May Cost You Your Future

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February 20, 2026

Friday, February 20 2026 Source/Contribution by : NJ Publications India is more financially aware today than ever before. Mutual funds are part of everyday conversations, digital platforms have simplified investing, and information is just a click away. Yet, when it comes to actually putting money to work, most Indians still hesitate. The SEBI Investor Survey 2025 highlights

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The Budget That Actually Matters (And It’s Not the One from Delhi)

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February 13, 2026

Friday, Feb 13 2026 Source/Contribution by : NJ Publications Every February, the nation pauses. Screens light up. Headlines flash. What will the Union Budget bring this year-new tax slabs, higher deductions, a little extra money in hand? We analyse every announcement, calculate potential savings, and debate whether the government has done “enough” for the middle

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Read This Before Porting Your Health Insurance

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January 23, 2026

Friday, January 23 2026 Source/Contribution by : NJ Publications Health insurance is one of the most important financial protections for a family today. Medical costs are rising every year, and a good health insurance policy can save you from heavy financial stress during medical emergencies. Many policyholders, at some point, feel unhappy with their existing

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Your Money Can Pay You-Here’s How SWP Makes That Possible

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January 16, 2026

Friday, January 16 2026 Source/Contribution by : NJ Publications We spend our entire lives working for money. We save, we sacrifice, and we watch our SIPs (Systematic Investment Plans) grow. But there comes a point for every successful investor where the script should flip: It’s time for your money to start working for you. While most

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Start the Year Right: A Simple Financial Health Check for Investors

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January 9, 2026

Friday, January 9 2026 Source/Contribution by : NJ Publications The beginning of a new year feels like a fresh notebook-clean pages, new possibilities, and a chance to do things better than before. While many of us resolve to eat healthier or exercise more, there’s one resolution that often gets overlooked yet has a lasting impact

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